Insurance

The largest asset you possess is the ability to earn income.  If this is effected it can have a devastating impact on the household.

Many people realize they should have more coverage for Life, Disability or Critical Illness but due to cash flow they secure coverage for what they can afford versus what they need.

We can help provide quotes on these various types of insurance and determine how to best utilize your dollars for coverage based on your specific situation.

Life Insurance
Term Coverage for periods of 10 years up to 40 years. 
Permanent Coverage options.

Disability  Insurance
Provides monthly income while disabled, with different coverage and time frames based on your occupation. 

Critical Illness
Offers a lump sum payment if you diagnosed with one of 25 various illnesses.

Health Insurance
Design a health plan that provides various levels of care for your family in the following areas: drug, dental , vision, professional services (physio, massage etc) , hospital stays and other medical services.

Travel Insurance
Secure coverage when traveling outside of Canada.
Understand the new COVID-19 travel policies and how this impacts your current or upcoming travel plans. 

Segregated Investment Funds
Investment products that offer guarantees for investors.