ETFs (Exchange Traded Funds)

An exchange traded fund (ETF) is a type of security that involves a collection of securities—such as stocks or bonds—that often tracks an underlying index.

Typically, a more actively managed fund will have a higher expense ratio than passively-managed ETFs. It is important that investors determine how the fund is managed, whether it's actively or passively managed, the resulting expense ratio, and weigh the costs versus the rate of return to make sure it is worth holding.

We offer a number of various types of ETFs that can be tailored to your investment objective such as:

• Passive ETFs that can replicate a specific index.
• Strategic asset allocation ETFs that are designed to your specific benchmark allocation.
• Tactical allocation ETFs that take advantage of specific short term opportunities in various assets classes.
• Sector, region specific ETFs to provide direct exposure to a specific area.